Terms and Privacy Policy

Welcome to the Vancouver Island Community Investment Cooperative website and online service of the Vancouver Island Community Investment Cooperative (hereafter also referred to as VICIC to represent all divisions of the Vancouver Island Community Investment Cooperative). We know that you care how information about you is used and shared. This Privacy Policy explains what information of yours will be collected by VICIC when you use our online services, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.

Information We Collect

User-Provided Information: You provide us information about yourself, such as your name and email address, if you register at iinvestlocal.com (including by “following,” “liking,” linking your account to iinvestlocal.com, etc., on a third party website or network). If you correspond with us by email, we may retain the content of your email messages, your email address and our responses. We may also retain any messages you send through iinvestlocal.com. You may provide us information in user content you post to iinvestlocal.com.

Information we collect is used for the purpose of providing you with services from the Vancouver Island Community Investment Cooperative and that information will not be used for any other purpose than the internal operations of the organization. We prioritize the confidentiality of your personal information while providing you with the investment services you require and expect.

Your information will not be sold or traded to third party interests and is for the exclusive use of the Vancouver Island Community Investment Cooperative.

Third Party Services

A persistent cookie remains on your hard drive after you close your browser. Persistent cookies may be used by your browser on subsequent visits to the site. Persistent cookies can be removed by following your web browser’s directions.

A session cookie is temporary and disappears after you close your browser. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of iinvestlocal.com may not function properly if the ability to accept cookies is disabled.

We use cookies to evaluate how well our website is working for our visitors. For example, we might improve pages that users do not read, or make changes to forms that seem to confuse users. However, these cookies do not collect information that can identify you personally.

How We Use Your Information

We use the personal information you submit to operate, maintain, and provide the features and functionality of iinvestlocal.com. By providing iinvestlocal.com and other avenues of Vancouver Island Community Investment Cooperative your email address, you consent to our using the email address to send you iinvestlocal.com related notices, including any notices required by law, in lieu of communication by postal mail.

You also agree that we may send you notifications of activity on iinvestlocal.com to the email address you give us, in accordance with any applicable privacy settings. We may use your email address to send you other messages, such as newsletters, changes to features of iinvestlocal.com, or other information. If you do not want to receive such email messages, you may opt out through the unsubscribe link.

Following termination or deactivation of your Vancouver Island Community Investment Cooperative account, Vancouver Island Community Investment Cooperative may retain your profile information and user content for a reasonable time for archival purposes. Furthermore, Vancouver Island Community Investment Cooperative may retain and continue to use indefinitely all information (including user content) contained in your communications to other users or posted to public or semi-public areas of iinvestlocal.com after termination or deactivation of your account.

The Vancouver Island Community Investment Cooperative reserves the right, but has no obligation, to monitor the user content you post on iinvestlocal.com. We reserve the right to remove any such information or material for any reason or no reason, including without limitation if in our sole opinion such information or material violates, or may violate, any applicable law or to protect or defend our rights or property or those of any third party. The Vancouver Island Community Investment Cooperative also reserves the right to remove information upon the request of any third party.

How We Share Your Information

Personally Identifiable Information: The Vancouver Island Community Investment Cooperative will not rent or sell your personally identifiable information to others. We may share your personally identifiable information with third parties for the purpose of providing iinvestlocal.com services to you. If we do this, such third parties’ use of your information will be bound by this Privacy Policy. We may store personal information in locations outside the direct control of all divisions of Vancouver Island Community Investment Cooperative (for instance, on servers or databases co-located with hosting providers).

Any personal information or content that you voluntarily disclose for posting to iinvestlocal.com, such as user content, becomes available to the public, as controlled by any applicable privacy or website customization settings. If you remove information that you posted to Vancouver Island Community Investment Cooperative, copies may remain viewable in cached and archived pages, or if other users have copied or saved that information.

Except as otherwise described in this Privacy Policy, Vancouver Island Community Investment Cooperative will not disclose personal information to any third party unless required to do so by law or subpoena or if we believe that such action is necessary to (a) conform to the law, comply with legal process served on us or our affiliates, or investigate, prevent, or take action regarding suspected or actual illegal activities; (b) to enforce this policy, take precautions against liability, to investigate and defend ourselves against any third-party claims or allegations, to assist government enforcement agencies, or to protect the security or integrity of our site; and (c) to exercise or protect the rights, property, or personal safety of Iinvestlocal.ca, our users or others.

Compromise of Personal Information

In the event that personal information is compromised as a result of a breach of security, Vancouver Island Community Investment Cooperative will promptly notify those persons whose personal information has been compromised, in accordance with the notification procedures set forth in this Privacy Policy, or as otherwise required by applicable law.

Your Choices About Your Information

You may, of course, decline to submit personally identifiable information through iinvestlocal.com, in which case Vancouver Island Community Investment Cooperative may not be able to provide certain services to you. You can review and correct the information about you that Vancouver Island Community Investment Cooperative keeps on file by contacting us directly.

Links to Other Websites

We are not responsible for the practices employed by websites linked to or from iinvestlocal.com, nor the information or content contained therein. Please remember that when you use a link to go from iinvestlocal.com to another website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on our website, is subject to that website’s own rules and policies. Please read over those rules and policies before proceeding.

Notification Procedures

It is our policy to provide notifications, whether such notifications are required by law or are for marketing or other business related purposes, to you via email notice, written or hard copy notice, or through conspicuous posting of such notice on iinvestlocal.com, as determined by the Vancouver Island Community Investment Cooperative in its sole discretion. We reserve the right to determine the form and means of providing notifications to you, provided that you may opt out of certain means of notification as described in this Privacy Policy.

Affiliate Links

Our website may include affiliate links. If readers choose to buy the products we recommend, and use an affiliate link on our site to do so, our work will be supported by an affiliate commission from the retailer we link to. If readers choose to return those products because our recommendation didn’t match reality, we will not make a commission.

Our reputation and the relationship with our community is of utmost importance. We will only recommend products and services that we genuinely believe are of value and we will make our best effort to explain our reasoning. If we get it wrong, we will rescind our recommendation and explain why.

Changes to Our Privacy Policy

If we change our privacy policies and procedures, we will post those changes on iinvestlocal.com to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it. Changes to this Privacy Policy are effective when they are posted on this page.

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this website, please contact us at [email protected], or send mail to:

Vancouver Island Community Investment Cooperative
P.O BOX 20084
V8L 5C9